Eugenio Financial believes investing is a long-term approach with the goal of achieving steady, consistent growth. This approach has several components. First we need to fully understand and appreciate every aspect of the clients financial lives. Additionally we need to understand what the client wants to accomplish financially. What is often ignored by many advisors is understand the clients attitude and history with money. We need to know what scares them. Do they view money as an objective or a tool? Only after taking the time to get fully acquainted can we start to build a portfolio.
Building portfolios is NOT about picking winners and losers. It is not about reacting to the daily news. It is about building a well-researched portfolio using several investment categories that allows us to take advantage of a broad spectrum of different invests. This approach is better known as asset allocation. By being disciplined to this approach we can avoid making decisions based on what is in the news. We can stay disciplined to your goals. Sounds trite, but we always keep the long term in mind and not fret about daily speed bumps. Buy low, sell high.
Our goal is to control risk and be properly compensated for investing your money with a reasonable and respectable rate of return. We are not trying to beat some index. We are trying to achieve balance and maintain peace of mind. Our clients have told us many many times, that they pay us to do the worrying so they don’t have to.
This enduring approach has historically survived the most severe economic and market challenges.